For creating a Universal Social Security system, especially for poor and under privileged the following schemes are available: 1. Pradhan Mantri Jeevan Jyoti Bima Yojana(PMJJBY):- PMJJBY is life insurance scheme for persons on the age group of 18 to 50 years having a saving bank account. This scheme offers a renewable insurance coverage of Rs. 2 Lakh at a premium of Rs. 330 per annum. ; 2. Pradhan Mantri Suraksha Bima Yojana(PMSBY):- PMSBY is accident insurance scheme for persons in the age group of 18 to 70 years having a saving bank account. The risk coverage under the scheme is Rs. 2 Lakh for accidental death and full disability and Rs. 1 Lakh for partial disability at a premium of Rs. 12 per annum. ; 3. Atal Pension Yojana(APY):- APY is pension scheme for all persons in the age of 18 to 40 years having saving bank account in bank/post offices. Subscribers will receive guaranteed monthly pension at the age of 60 years, based on defined contribution. The scheme is administered by the Pension Fund Regulatory and Development Authority(PFRDA) under the overall administrative and institutional architecture of the National Pension System[NPS]
NHB operates as a principal agency to promote housing finance institutions both at local and regional levels and provides financial and other support to such institutions.
IIFCL provides long-term finance to viable infrastructure projects in broad sectors of transportation, energy, water, sanitation, communication, social and commercial infrastructure.
It provides financial and advisory services for infrastructure projects as well as asset management and investment banking.
It promotes sustainable industrial and infrastructure development in the country.
EXIM Bank provides financial assistance to exporters and importers. It functions as the principal financial institution for coordination the work of institutions engaged in financing export and import of goods and services with a view to promoting the country's international trade.
SIDBI facilitates and strenghthens credit flow to Micro, Small and Medium Enterprises (MSMEs) and addresses both financial and developmental gaps in the MSME ecosystem.
NABARD is engaged in building an empowered and financially inclusive rural India through specific goal oriented departments which can be categorized broadly into three heads: Financial, Developmental and Supervision.
SUPI scheme caters to promoting entrepreneurship among the underserved sector of people such as SC, ST & Women enterprises instarting Greenfield enterprises. To extend collateral free coverage a Credit Guarantee Fund for Stand Up India(CGFSI) has been set up by Government of India.
PMMY is a national mission aimed at increasing the entrepreneurial activity of existing small business and encouraging first generation entrepreneurs. There are three schemes called Shishu, Kishor and Tarun.