For creating a Universal Social Security system, especially for poor and under privileged the following schemes are available: 1. Pradhan Mantri Jeevan Jyoti Bima Yojana(PMJJBY):- PMJJBY is life insurance scheme for persons on the age group of 18 to 50 years having a saving bank account. This scheme offers a renewable insurance coverage of Rs. 2 Lakh at a premium of Rs. 330 per annum. ; 2. Pradhan Mantri Suraksha Bima Yojana(PMSBY):- PMSBY is accident insurance scheme for persons in the age group of 18 to 70 years having a saving bank account. The risk coverage under the scheme is Rs. 2 Lakh for accidental death and full disability and Rs. 1 Lakh for partial disability at a premium of Rs. 12 per annum. ; 3. Atal Pension Yojana(APY):- APY is pension scheme for all persons in the age of 18 to 40 years having saving bank account in bank/post offices. Subscribers will receive guaranteed monthly pension at the age of 60 years, based on defined contribution. The scheme is administered by the Pension Fund Regulatory and Development Authority(PFRDA) under the overall administrative and institutional architecture of the National Pension System[NPS]
PMJDY is a National Mission on Financial Inclusion encompassing an integrated approach to bring about comprehensive financial inclusion of all the households in the country.
The basic objective of DRTs and DRATs is to provide expeditious adjudication and recovery of debts due to Banks and Financial Institution.
SUPI scheme caters to promoting entrepreneurship among the underserved sector of people such as SC, ST & Women enterprises instarting Greenfield enterprises. To extend collateral free coverage a Credit Guarantee Fund for Stand Up India(CGFSI) has been set up by Government of India.
NHB operates as a principal agency to promote housing finance institutions both at local and regional levels and provides financial and other support to such institutions.
RBI regulates issue of bank notes and keeping of reserves to ensure monetary stability, formulates monetary policy, issues government securities and undertakes financial supervision of commercial banks, financial institutions and non-banking financial companies.
PMMY is a national mission aimed at increasing the entrepreneurial activity of existing small business and encouraging first generation entrepreneurs. There are three schemes called Shishu, Kishor and Tarun.
Kisaan Knowledge Management System is an initiative by Ministry of Agriculture to assist farmers by providing services such as tollfree numbers to contact the Kisaan Call Center, participate in online forum for agriculture related discussions, and access links to useful farming specific information such as timely weather updates, Farmer portal etc
Check status of establishments registered with the Employee State Insurance Scheme (ESIC) of Jammu and Kashmir. Users can check the status either by the employer code or establishment's name.
Status of bill can be viewed by entering bill no.